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Student Credit Cards

Most of the Chartered banks offer special credit cards for students.  Many have competitive interest rates and offer students a chance to establish a good credit history.  Some cards also offer special reward programs for students such as earning money towards buying a car.  See a detailed list of the cards below.
 




  

Capital One Secure
Featured Credit Card - Guaranteed Capital One Secured MasterCard

   
   

Guaranteed approval

    May help you build or rebuild your credit
    $0 fraud liability for unauthorized use
    Refundable security funds from as low as $75
   

Interest Rate Annual Fee Minimum credit limit Cash Advances Credit Needed
19.8% $59 $300 19.8% Want to Establish or Build Credit

BMO SPC AIR MILES MasterCard®*

Mosaik MasterCard

   

      

10-15% SPC Card discount at hundreds of retailers and restaurants across Canada
    1 AIR MILES reward mile for every $20 in card purchases
    1.5x reward miles for every $20 you spend at Shell locations across Canada
    19.5% interest rate
    No Annual Fee
     
Apply for the Mosaik Platinum MasterCard

Find out more about the Mosaik Platinum MasterCard
Interest Rate Annual Fee Minimum credit limit Cash Advances Credit Needed
19.5% None $500 Up to $1,000 Good Credit

BMO SPC CashBack MasterCard®*

Mosaik MasterCard

   

      

10-15% SPC Card discount at hundreds of retailers and restaurants across Canada
    0.5% CashBack on all card purchases. That’s $1 back for every $200 you charge throughout the year
    1.5% CashBack on all card purchases at Shell locations in Canada
    19.5% interest rate
    No Annual Fee
     
Apply for the Mosaik Platinum MasterCard

Find out more about the Mosaik Platinum MasterCard
Interest Rate Annual Fee Minimum credit limit Cash Advances Credit Needed
19.5% None $500 Up to $1,000 Good Credit

VanCity EnviroFund Student VISA

   
   

Choosing a VanCity EnviroFund Student VISA means choosing to support positive and creative projects that address local environmental concerns right here at home. Since 1990, through donations from VanCity and VanCity VISA, this special fund has awarded over $1 million to local community initiatives.

    The manufacturer's warranty on most items you purchase doubles or extends (up to one year) when you use your VanCity EnviroFund VISA card
    You'll receive up to $200,000 of Travel Accident Insurance at no charge when you use your VanCity EnviroFund VISA card to purchase your common carrier fare
    In the event of an emergency, you'll receive a replacement card, usually within 48 hours
    



Interest Rate Annual Fee Minimum credit limit Cash Advances Credit Needed
18.5% None $500 Up to $500 No Credit

RBC VISA Classic Student
   
   

Permanent low interest rate helps you save money when you carry a balance on your card.

    Instant discount and special offers from popular national retailers through the RBC Royal Bank Visa Instant Savings Program
    Guaranteed hotel reservations
    The RBC Royal Bank Visa Student Classic allows university and college students to build a credit history while enjoying the worldwide acceptance and convenience of a fully featured Royal Bank Visa ca
    


Interest Rate Annual Fee Minimum credit limit Cash Advances Credit Needed
18.5% None $500 Up to $500 No Credit

RBC VISA Classic II Student Card
   
   

Earn one RBC Rewards point for every dollar in purchases you make with your card. Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards. RBC Rewards start as low as 2,500 points!

    Free supplementary cards
    AVIS Car Rental discounts
    Exceptional convenience of electronic and telephone banking
    


Interest Rate Annual Fee Minimum credit limit Cash Advances Credit Needed
18.5% $15 $500 Up to $500 No Credit

Citizens Bank Amnesty International Student VISA Card
   
   

Students must be of legal age and have a minimum annual income of $600

    Every time you use your Amnesty International VISA card, Citizens Bank of Canada will donate 10¢ to Amnesty International.
    $200,000 Travel Accident Insurance
    Purchase Security Coverage
    


Interest Rate Annual Fee Minimum credit limit Credit Needed
18.5% None $500 No Credit

Citizens Bank Oxfam Student VISA Card
   
   

Students must be of legal age and have a minimum annual income of $600

    Every time you use your Oxfam VISA card, Citizens Bank of Canada will donate 10¢ to Oxfam Canada.
    Purchase Security Coverage
    $200,000 Travel Accident Insurance
    


Interest Rate Annual Fee Minimum credit limit Credit Needed
18.5% None $500 No Credit

Citizens Bank Shared Interest Student VISA Card
   
   

Students must be of legal age and have a minimum annual income of $600

    Every time you use your Shared Interest VISA, Citizens Bank puts 10¢ into a donations pool to support not-for-profit initiatives aimed at affecting positive social, economic and environmental change.
    World-wide Emergency Card and Cash Replacement Service
    Extended Warranty Coverage.
    


Interest Rate Annual Fee Minimum credit limit Credit Needed
18.5% None $500 No Credit

Desjardins d.plan for Students VISA
   
   

Stand out! VISA Desjardins offers you the first translucent credit card in Canada. The VISA Desjardins d.plan for Students card is an excellent way to build that all-important credit rating while benefiting from the convenience of a VISA card, accepted all over the world.

    Choice of three colours: Nitro (lemon yellow), Synergy (green), Quasar (copper)
    VISA Desjardins à la carte Ticket Service, for priority access to tickets sold through the Admission and Billetech networks;
    

Interest Rate Annual Fee Minimum credit limit Credit Needed
18.4% None $300 No Credit

Desjardins Low Rate d.plan Students VISA
   
   

Stand out! VISA Desjardins offers you the first translucent credit card in Canada. The VISA Desjardins d.plan for Students card is an excellent way to build that all-important credit rating while benefiting from the convenience of a VISA card, accepted all over the world.

    Choice of three colours: Nitro (lemon yellow), Synergy (green), Quasar (copper)
    VISA Desjardins à la carte Ticket Service, for priority access to tickets sold through the Admission and Billetech networks;
    

Interest Rate Annual Fee Minimum credit limit Credit Needed
10.4% $25 $300 No Credit

 


 

 

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