Small Business Cards

If you`re a small business owner, you`ve already learned that most regular credit cards are not going to fit your specific needs. You need a card specially designed for you and your small business.

Here`s the good news: We`re going to help you find exactly what you need. The detailed list of cards below has been created for small business owners just like you. Your business may be small, but your goals and ideas aren`t, and we can help.

BMO AIR MILES MasterCard for Business
	Earn reward miles and pay on annual fee 1 AIR MILES reward mile for every $20 in card purchases 1.25x reward miles at Shell 1.5x rewards miles at National Car Rental and Alamo Rent A Car

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
19.5% or 12.9% for an additional $50/year	Starting at $0/year	$5000	Up to $1000	Excellent Credit

RBC Business Platinum Avion VISA Card
	You`ll earn one RBC Rewards point for every $1 you spend on the card Availability to redeem points with any airline, at any time Receive a 15,000 RBC Rewards points bonus upon successful enrollment with the card Choose from other travel rewards including packaged holidays, hotels, car rentals, VIA Rail, cruises and tours

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
19.99% on Purchases 19.99% on Cash Advances/Balance Transfers	$120 ($50 for additional cards)	$5000	Up to $1000	Excellent Credit

RBC CreditLine for Small Business VISA Card
	Flexible and convenient repayment options — online, in-branch, telephone Tap into your line of credit through any of the Visa accepting merchants and financial institutions around the world Purchase Security and Extended Warranty Insurance for business purchases No fee Visa cheques Earn 1 RBC Rewards point for every $2 charged to the card

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
Prime + 0.9% - 6.9% Depending on your personal profile	None	N/A	N/A	Good Credit

RBC VISA Business Card
	Travel with the security of Travel Services, including legal and out-of-province medical assistance, and more Streamline expense management and analyze your business spending quickly with easy to understand monthly billing statements Seperate your business purchases from your personal purchases Purchase Security protects eligible business purchases charged to your card against theft, loss or damage for 90 days from the day purchased

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
19.99% on Purchases 19.99% on Cash Advances/Balance Transfers	$12	$500	Up to $1000	Good Credit

TD Business Travel Visa Card
	Business Auto Club Option - prepares you for road emergencies in Canada and USA Earn 3 TD Points for every $1 you spend and 9 TD Points for every $1 you spend on travel purchases. Receive 30,000 ($150) Bonus TD Points upon approval!

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
19.75% on Purchases 21.5% on Cash Advances	$149 (per Card)	$1,000	Credit Limit	Good Credit

TD Business Visa Card
	Receive monthly, comprehensive management reports Earn 3,500 bonus TD Points when you are approved for the card. Then you`ll earn 1 TD Point for each dollar spent Auto rental collision/loss damage insurance No-fee travelers cheques at TD Canada Trust branches

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
19.75% on Purchases 21.5% on Cash Advances	$50 (per card)	$1000	Credit limit	Good Credit

TD Venture Line of Credit Visa Card
	No business plan to review or interview before approval Credit Limits as high as $50,000 Only pay when you use your credit Applications are approved on your personal creditworthiness Every branch banking and cheque cashing privileges

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
TD Prime + 2%-15% (determined by TD)	None	$2000	Credit limit	Good Credit

VanCity enviro ExpenseGold VISA Card

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
19.5% on Purchases 19.5% on Cash Advances/Balance Transfers	$99	$1,000	Yes	Good Credit