Scotiabank

Offering a credit card for every possible need, Scotiabank has the right card for you, guaranteed! Choose from Travel cards, Cash-Back or Reward cards, Low rate cards and Student credit cards. You will find all the different credit cards Scotiabank offers below.

L`earn VISA Card
	Earn up to 1% Moneyback annually on credit card purchases Up to 21 days interest-free grace period on new purchases Save with up to 20% on AVIS car rentals worldwide Instant Cash Advances with over 1 Million ABMs globally

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
18.59%	None	$500	Yes	Good Credit

No-Fee ScotiaGold VISA Card
	Exceptional travel discounts Purchase Security Enjoy the benefits of Gold Hbc Rewards membership - redeem rewards with 20% fewer points Rental Car Collision Insurance Optional VISA Balance Protection in event of loss of income Up to 20% discounted rates at Avis Car Rentals Commission-free Travelers Cheques Emergency Travel assistance

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
19.5% on Purchases 21.5% on Cash Advances/Balance Transfers	None	$5,000	Yes	Excellent Credit

Scene VISA Card
	Earn 1 SCENE point for every $1 in credit card purchases Earn 5 SCENE points for every $1 in credit card purchases at CIneplex theatres Earn 2,000 SCENE bonus points on first purchase Rental car discounts up to 20% at AVIS car rental locations worldwide

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
19.5%	None	$500	Yes	Fair Credit

Scotia Momentum VISA Card
	Get a full 2% cash back on all eligible purchases (gas, groceries, drug store payments, etc.) Get a full 1% cash back on all other eligible purchases Optional Scotia VISA Balance Protection for a balance up to $20,000 Interest-free Grace period of at least 21 days on new purchases

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
19.99% on Purchases 21.99% on Cash Advances/Balance Transfers	$39	$500	Yes	Good Credit

Scotiabank Classic VISA Card
	Get up to 1% Cash Back Free supplementary cards AVIS Car Rental discounts Link your VISA card to your bank account to access it through over 1 million ABMS globally

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
19.5% on Purchasesor 21.5% on Cash Advances/Balance Transfers	None	$500	Up to $500	Fair Credit

Scotiabank Value VISA Card
	Pay lower interest rates Up to 21 day interest-free grace period on new purchases Save up to 20% with AVIS car rentals, worldwide Free Scotia VISA Cheques

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
11.49% on Purchases and Cash Advances	$29	$500	Yes	Good Credit

ScotiaGold Passport VISA Card
	Earn one Scotia Rewards Point for every $1 spent Travel anywhere, at any time, with no restrictions 5% Cash Back on travel purchased through Scotia Rewards Travel Service Redeem Scotia Rewards points for merchandise, VISA gift cards, and much more

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
19.5%	$110	$5,000	Yes	Good Credit

ScotiaHockey VISA Card
	Earn 1 ScotiaHockey Rewards point for every $1 in credit card purchases Redeem points for exclusive NHL hockey events, merchandise, and more Earn 2,000 ScotiaHockey Rewards bonus points on first purchase Travel using ScotiaHockey Rewards points through ScotiaHockey Rewards Travel Service

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
19.5% on Purchases 21.5% on Cash Advances/Balance Transfers	$49	$500	Yes	Fair Credit

ScotiaLine VISA Account
	Secured rates as low as Scotiabank`s prime rate Earn 15 Hbc Rewards points for every dollar charged to the card Purchase Security and Extended Warranty Protection* on most purchases made with the ScotiaLine VISA card or cheques Up to 21 day interest-free grace period on new card purchases Competitive unsecured interest rates

Interest Rate	Annual Fee	Minimum credit limit	Cash Advances	Credit Needed
Secured Rates: Scotiabank Prime + 1% / Unsecured Rates: Scotiabank Prime + 4.99%	None	$20,000	Yes	Excellent Credit