Retail Charge Cards
Many retailers offer their own credit cards and there are definite advantages to owning one, like receiving additional savings on both small and big-ticket items. Plus, having a retail credit card allows you to spread large purchases over an extended period of time.
Please see the list below for all the information you`ll need!
Featured Credit Card - Delta SkyMiles® Gold MasterCard® | |
 | - Earn Delta miles on everything you buy
- 2,500 bonus Delta miles on your first purchase
- 1 Delta mile for every $1 on Delta purchases
- 1 Delta mile per $2 for all other net purchases
- Gold benefits including Purchase Assurance
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| Best Buy VISA Card |
 | - 18 Months to pay for any purchase over $249 in an BestBuy retail store
- Exclusive Best Buy shopping events
- For every $1 spent on the card at Canadian Best Buy stores or BestBuy.ca receive 2 points towards great rewards. Earn 1 point for every $1 spent nearly anywhere VISA is accepted
- Online account managing convenience: pay bills, view account activity, check balance, and more
- Low monthly payments
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| $0 on purchases over $299 25.24% on purchases less than $299 | $0 | N/A | Yes (1% of total cash advance fee) | Good Credit |
| Canadian Tire Options Mastercard |
 | - You can automatically earn Canadian Tire `Money` On the card everywhere, everyday, whenever you shop with the Options MasterCard Card.
- Earn Canadian Tire 'Money' On The Card at Canadian Tire Gas Bars.
- Earn 20% more when you use it instead of cash or debit card to pay for your Canadian Tire store purchases.
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.99%-25.99%$4 for Cash Advances | None | $300 | Yes | Fair Credit |
| Future Shop Chase Credit Card |
 | - 90 days No Payments, No Interest on purchases of $299 or more
- You won't tie up other lines of credit
- Chase Canada Online gives you convenient, 24-hour account access, giving immediate information on balances, charges, payments and more
- Cardmembers can enjoy many benefits, including special financing offers throughout the year, exclusive cardmember offers and invitations to special events, and more
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 29.9% on Purchases Interest added 90 days after purchased | $0 | N/A | Yes (1% of cash advance fee is charged) | Good Credit |
| Ikea Credit Card |
 | - IKEA credit card issued by Citi Commerce Solutions of Canada Ltd
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| | | | Credit |