Desjardins
Desjardin offers Gold, Platinum, Student and Classic credit cards. They also offer credit card payment and financing solutions. Find your perfect Desjardins credit card right now by simply choosing from their list of cards below.
Featured Credit Card - Delta SkyMiles® Gold MasterCard® | |
 | - Earn Delta miles on everything you buy
- 2,500 bonus Delta miles on your first purchase
- 1 Delta mile for every $1 on Delta purchases
- 1 Delta mile per $2 for all other net purchases
- Gold benefits including Purchase Assurance
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| Desjardins Amnesty International Classic VISA Card |
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.4% | None | $500 | Yes | Fair Credit |
| Desjardins Classic VISA Card |
 | - Optional earnings of 1% of purchases in BONUSDOLLARS for an additional $30 per year
- Up to 10% discounts at Hertz, worldwide
- Benefit from cash advances up to $2,500 daily, anywhere in the world
- 3-Day Travel Insurance at no extra charge
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.4% OR 11.8% for $30/year | $0 | $500 | Yes | Fair Credit |
| Desjardins Elegance GOLD VISA Card |
 | - Receive extended warranties for up to one year on goods purchased with the card
- Get cash advances for up to $5,000 a day, anywhere in the world
- Enjoy discounts up to 20% at Hertz, worldwide
- Earn 0.5% of purchases in BONUSDOLLARS at no cost or opt for earning 1% for $30 per year
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.9% OR 12.8% for $30/year | $0 | $5,000 | Yes | Good Credit |
| Desjardins FOR STUDENTS ONLY Visa |
 | - Create your own card design by using an offered template or uploading your own image that will be displayed as your card
- Register for the Overdraft Transfer service to cover a cheque, bill payment, etc., that exceeds the balance in your other Desjardins account
- Cash Advances up to $2,500 per day, anywhere in the world
- Cell Phone Insurance in case of loss or theft for no additional cost
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.4% on Purchases Optional 11.8% for $30/year | $0 | $500 | Yes | Fair Credit |
| Desjardins Modulo GOLD VISA Card |
 | - Offers a payment holiday, where you can skip the minimum payment twice a year without affecting credit rating
- Insurance offered in case of loss, theft, damage, or fire for most good purchased with the card
- Earn up to 1% of your purchases in BONUSDOLLARS
- Enjoy the lowest interest rate in Canada
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 9.9% on Purchases 9.9% on Cash Advances/Balance Transfers | $50 | $5,000 | Yes | Good Credit |
| Desjardins Odyssey GOLD VISA Card |
 | - Insurance in case of loss, theft, damage, or fire for most good purchased with card
- ZERO liability in the event of unauthorized use of your card, with better security with chip technology
- Offers an all-inclusive, comprehensive travel insurance, which also offers Travel Assistance Service available 24/7
- Earn up to 2% of purchases in BONUSDOLLARS
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.4% OR 11.8% for $30/year | $110 ($90 for age 76+) | $5,000 | Yes | Good Credit |
| Desjardins RONA VISA Card |
 | - The card offers a vast array of advantages such as payment flexibility at competitive interest rates
- Competitive annual interest rate
- Possibility of paying your account at RONA and Réno-Dépôt stores, throughout the Desjardins network, by authorized payment, mail or Internet
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.4% OR 11.8% for $30/year | None | $500 | Up to $2,500 | Fair Credit |