BMO Bank of Montreal

With 10 different credit card options, you’ll have no problem finding the BMO Bank of Montreal Credit Card that works best for You! Simply have a look at the list provided below and choose your card.

Featured Credit Card - Delta SkyMiles® World MasterCard®

Featured Credit Card - Delta SkyMiles® World MasterCard®
  • Earn Delta miles on everything you buy
  • Get 25,000 bonus Delta miles with your first purchase
  • Earn 2 Delta miles for every $1 on Delta purchases
  • Earn 1 Delta mile per $1 for all other net purchases
  • Get 2,500 bonus Delta miles on your account anniversary, every year
  • Get 2,500 bonus Delta miles by adding an authorized user
  • Valuable World MasterCard Benefits
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BMO Gold AIR MILES MasterCard®*
BMO Gold AIR MILES MasterCard®*
  • 150 bonus Reward Miles with your first card purchase
  • Exclusive 25% discount on the number of Reward Miles required for all AIR MILES flights worldwide
  • BMO Travel Protection including Collision Damage Waiver coverage for car rentals. Save $29/yr
  • 1 AIR MILES reward mile for every $15 in card purchases
  • 1.25 reward miles at Shell locations in Canada
  • 2x reward miles at National Car Rental and Alamo Rent-A-Car locations worldwide
Interest RateAnnual FeeMinimum credit limitCash AdvancesCredit Needed
19.5% Or 12.9% for additional $45/year$99$500Up to $1,000Good Credit

BMO AIR MILES MasterCard®*
BMO AIR MILES MasterCard®*
  • 1 AIR MILES reward mile for every $20 in card purchases
  • 1.5x reward miles at Shell locations in Canada
  • 1.5x reward miles at National Car Rental & Alamo Rent A Car locations worldwide
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car locations worldwide
Interest RateAnnual FeeMinimum credit limitCash AdvancesCredit Needed
19.5% Or 12.9% for additional $45/yearNone$500Up to $1000Good Credit

BMO Premium CashBack MasterCard®*
BMO Premium CashBack MasterCard®*
  • 1% CashBack on every card purchase
  • 3% CashBack at Shell locations in Canada
  • 3% CashBack at National Car Rental & Alamo Rent A Car locations worldwide
  • Free BMO Roadside Assistance (over $50 value) – includes fuel delivery, battery boost, lockout service, towing and more
  • No charge for additional cards
Interest RateAnnual FeeMinimum credit limitCash AdvancesCredit Needed
19.5% or 12.9% for and additional $45/year$49$500Up to $1000Good Credit

BMO CashBack MasterCard®*
BMO CashBack MasterCard®*
  • 0.5% CashBack on every card purchase
  • 1.5% CashBack at Shell locations in Canada
  • 1.5% CashBack at National Car Rental & Alamo Rent A Car loctions worldwide
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car locations worldwide
Interest RateAnnual FeeMinimum credit limitCash AdvancesCredit Needed
19.5% Or 12.9% for additional $45/yearNone$500Up to $1000Good Credit

BMO Preferred Rate MasterCard
BMO Preferred Rate MasterCard
  • Extended Warranty and Purchase Protection protects your purchases
  • Zero dollar liability protects you from unauthorized use
  • Get cash advances at over 1 million ATM’s worldwide
Interest RateAnnual FeeMinimum credit limitCash AdvancesCredit Needed
17.5% Or 11.9% for additional $20/yearNone$500Up to $1000Fair Credit

BMO U.S. Dollar MasterCard®*
BMO U.S. Dollar MasterCard®*
  • Pay for U.S purchases in U.S. dollars
  • Bypass the cost and uncertainty of fluctuating exchange rates
  • Extended Warranty and Purchase Protection protects your purchases
  • Get cash advances at over 1 million ATM’s worldwide
Interest RateAnnual FeeMinimum credit limitCash AdvancesCredit Needed
19.5%$25 USD$500Up to $1000Good Credit

BMO AIR MILES MasterCard for Business
BMO AIR MILES MasterCard for Business
  • Earn reward miles and pay on annual fee
  • 1 AIR MILES reward mile for every $20 in card purchases
  • 1.25x reward miles at Shell
  • 1.5x rewards miles at National Car Rental and Alamo Rent A Car
Interest RateAnnual FeeMinimum credit limitCash AdvancesCredit Needed
19.5% or 12.9% for an additional $50/yearStarting at $0/year$5000Up to $1000Excellent Credit

BMO SPC AIR MILES MasterCard®*
BMO SPC AIR MILES MasterCard®*
  • NO ANNUAL FEE
  • 1 AIR MILES®† reward mile for every $20 in card purchases - redeem reward miles to movie tickets, travel and great gadgets!
  • FREE protection from both theft and fraudulent use of your card
  • Student discounts of 10% to 15% at hundreds of your favourite stores
Interest RateAnnual FeeMinimum credit limitCash AdvancesCredit Needed
19.5% Or 12.9% for additional $45/yearNone$500Up to $1000Good Credit

BMO SPC CashBack MasterCard®*
BMO SPC CashBack MasterCard®*
  • NO ANNUAL FEE
  • 0.5% CashBack on all card purchases. That’s $1 back for every $200 you charge throughout the year
  • FREE protection from both theft and fraudulent use of your card
  • Student discounts of 10% to 15% at hundreds of your favourite stores
Interest RateAnnual FeeMinimum credit limitCash AdvancesCredit Needed
19.5% Or 12.9% for additional $45/yearNone$500Up to $1000Good Credit