BMO Bank of Montreal
With 10 different credit card options, you’ll have no problem finding the BMO Bank of Montreal Credit Card that works best for You! Simply have a look at the list provided below and choose your card.
Featured Credit Card - Delta SkyMiles® World MasterCard® | |
 | - Earn Delta miles on everything you buy
- Get 25,000 bonus Delta miles with your first purchase
- Earn 2 Delta miles for every $1 on Delta purchases
- Earn 1 Delta mile per $1 for all other net purchases
- Get 2,500 bonus Delta miles on your account anniversary, every year
- Get 2,500 bonus Delta miles by adding an authorized user
- Valuable World MasterCard Benefits
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| BMO Gold AIR MILES MasterCard®* |
 | - 150 bonus Reward Miles with your first card purchase
- Exclusive 25% discount on the number of Reward Miles required for all AIR MILES flights worldwide
- BMO Travel Protection including Collision Damage Waiver coverage for car rentals. Save $29/yr
- 1 AIR MILES reward mile for every $15 in card purchases
- 1.25 reward miles at Shell locations in Canada
- 2x reward miles at National Car Rental and Alamo Rent-A-Car locations worldwide
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.5% Or 12.9% for additional $45/year | $99 | $500 | Up to $1,000 | Good Credit |
| BMO AIR MILES MasterCard®* |
 | - 1 AIR MILES reward mile for every $20 in card purchases
- 1.5x reward miles at Shell locations in Canada
- 1.5x reward miles at National Car Rental & Alamo Rent A Car locations worldwide
- Up to 25% rental discount at National Car Rental & Alamo Rent A Car locations worldwide
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.5% Or 12.9% for additional $45/year | None | $500 | Up to $1000 | Good Credit |
| BMO Premium CashBack MasterCard®* |
 | - 1% CashBack on every card purchase
- 3% CashBack at Shell locations in Canada
- 3% CashBack at National Car Rental & Alamo Rent A Car locations worldwide
- Free BMO Roadside Assistance (over $50 value) – includes fuel delivery, battery boost, lockout service, towing and more
- No charge for additional cards
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.5% or 12.9% for and additional $45/year | $49 | $500 | Up to $1000 | Good Credit |
| BMO CashBack MasterCard®* |
 | - 0.5% CashBack on every card purchase
- 1.5% CashBack at Shell locations in Canada
- 1.5% CashBack at National Car Rental & Alamo Rent A Car loctions worldwide
- Up to 25% rental discount at National Car Rental & Alamo Rent A Car locations worldwide
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.5% Or 12.9% for additional $45/year | None | $500 | Up to $1000 | Good Credit |
| BMO Preferred Rate MasterCard |
 | - Extended Warranty and Purchase Protection protects your purchases
- Zero dollar liability protects you from unauthorized use
- Get cash advances at over 1 million ATM’s worldwide
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 17.5% Or 11.9% for additional $20/year | None | $500 | Up to $1000 | Fair Credit |
| BMO U.S. Dollar MasterCard®* |
 | - Pay for U.S purchases in U.S. dollars
- Bypass the cost and uncertainty of fluctuating exchange rates
- Extended Warranty and Purchase Protection protects your purchases
- Get cash advances at over 1 million ATM’s worldwide
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.5% | $25 USD | $500 | Up to $1000 | Good Credit |
| BMO AIR MILES MasterCard for Business |
 | - Earn reward miles and pay on annual fee
- 1 AIR MILES reward mile for every $20 in card purchases
- 1.25x reward miles at Shell
- 1.5x rewards miles at National Car Rental and Alamo Rent A Car
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.5% or 12.9% for an additional $50/year | Starting at $0/year | $5000 | Up to $1000 | Excellent Credit |
| BMO SPC AIR MILES MasterCard®* |
 | - NO ANNUAL FEE
- 1 AIR MILES®† reward mile for every $20 in card purchases - redeem reward miles to movie tickets, travel and great gadgets!
- FREE protection from both theft and fraudulent use of your card
- Student discounts of 10% to 15% at hundreds of your favourite stores
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.5% Or 12.9% for additional $45/year | None | $500 | Up to $1000 | Good Credit |
| BMO SPC CashBack MasterCard®* |
 | - NO ANNUAL FEE
- 0.5% CashBack on all card purchases. That’s $1 back for every $200 you charge throughout the year
- FREE protection from both theft and fraudulent use of your card
- Student discounts of 10% to 15% at hundreds of your favourite stores
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| Interest Rate | Annual Fee | Minimum credit limit | Cash Advances | Credit Needed |
| 19.5% Or 12.9% for additional $45/year | None | $500 | Up to $1000 | Good Credit |