Alterna Bank

Alterna Bank knows that no two people are exactly the same. This can be said for credit cards, too! A card that works well for one person may not work for you, which is why Alterna Bank offers a wide range of credit cards that are perfectly suited for all needs and lifestyles. To find your ideal credit card, please use the list below.

Featured Credit Card - Delta SkyMiles® Gold MasterCard®

Featured Credit Card - Delta SkyMiles® Gold MasterCard®
  • Earn Delta miles on everything you buy
  • 2,500 bonus Delta miles on your first purchase
  • 1 Delta mile for every $1 on Delta purchases
  • 1 Delta mile per $2 for all other net purchases
  • Gold benefits including Purchase Assurance
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Alterna Bank Platinum Plus MasterCard
Alterna Bank Platinum Plus MasterCard
  • Emergency replacement within 48 hours for lost and stolen cards
  • A high available credit limit of $100,000
  • Add up to nine additional Authorized Users at no additional cost
  • Low introductory promotional annual interest rate of 1.99% for 6 months on cash advances and balance transfers
Interest RateAnnual FeeMinimum credit limitCash AdvancesCredit Needed
9.99% on Purchases 11.99% on Cash Advances/Balance Transfers$0$5,000YesGoog Credit

Alterna Bank TravelRewards MasterCard
Alterna Bank TravelRewards MasterCard
  • Earn 1 TravelRewards point for every $1 spent on the card
  • Receive up to $1 Million Common Carrier Travel Accident Insurance
  • 100,000 point maximum per year
  • Earn 2,500 bonus points the first time you use the card, and as an anniversary bonus
Interest RateAnnual FeeMinimum credit limitCash AdvancesCredit Needed
18.99% on Purchases 19.99% on Cash Advances$89$5,000YesGood Credit

Alterna Bank WorldPoints MasterCard
Alterna Bank WorldPoints MasterCard
  • Redeem WorldPoints for flights, vacation packages, car rentals, and much more
  • Low Fee: Earn 1 WorldPoint for every $1 spent on your card, with no earnings cap
  • No Fee: Earn 1 WorldPoint for every $2 spent on your card, with no earnings cap
  • Low Fee: 2,500 Bonus WorldPoints after first purchase
  • Low 1.99% introductory promotional annual interest rate for 6 months on cash advances and balance transfers
Interest RateAnnual FeeMinimum credit limitCash AdvancesCredit Needed
No Fee: 14.99% on Purchases/16.99% on Cash Advances/Balance Transfers Low Fee: 12.99% on Purchases/14.99% for Cash Advances/Balance TransfersNo Fee: $0/Low Fee: $29$5,000YesGood Credit